ATM and INTERNET SECURITY
You are using either a credit card or a debit card.
That takes you to the ATM if you must spend money. Reports in the press show
that Crime is rife around the ATMs.
Every so often people walk into” social engineers”
by asking for help from people you do not know. It is reported that some bad people
hang around the ATMs to offer “help” to unsuspecting people who do not want to
operate the machine even though the machine are user friendly.
A woman in
Lagos lost over a million in a weekend. She was helped by another lady who in
the process noted her Pin, and also swapped her card. The crook went to work
over the weekend when the victim could not report to her bank. She only kept
seeing alert! The criminal withdrew the maximum possible and transferred the
rest to some foolish friends account. Foolish because one of the friends was caught
but the lead criminal is at large.
Sometimes the fraudsters come by funny SMS that
seems to come from your bank. Some send mails that your account will be blocked
by CBN. They demand you click a link or supply some information. Please do not
respond to them, if you do, they would collect your data and later clean out
your account.
Please be aware that fraudsters have developed new software
& devised a new means of defrauding people, as the former trick of sending
an SMS telling you that your ATM has been deactivated due to system upgrade or
BVN issues, is no longer working well for them. This trick has gone public.
Their new trick now is to send you an email supposedly to have been sent by your bank email service informing you that you have been debited N7,000 as subscription fee for the bank's monthly digest magazine and the charge will continue every month.. To unsubscribe and cancel that deduction monthly
from your account you should click here (a link is given there). Once you click the link it will open up a page where you will be asked to supply your bank details including ATM information that is now the info they need to enable them access and clear your account. Please remember: do not reply such e-mail, do not click the link to cancel the magazine subscription, just ignore or delete the mail, your account is safe and nothing was deducted for any magazine.
CRIME
PREVENTION (ATM MACHINES)
} Commit
your PIN to memory- never write it down
} Keep
your receipts and verify all transactions on your monthly statements
} Immediately
report lost or stolen card to your bank
} Always
go with someone if you have to use ATM at night. You must avoid its use at
night.
} If
someone suspicious is either near or inside the ATM, go to another machine.
The internet is a tidal wave;
you can ride this wave to fortune or be churned under it. Are you on the
internet yet? If not get hooked. Yes you are because you have an ATM card. An estimated
500 million people are on the Internet. All of them can communicate with your
connected computer. Any of them can “rattle” the door to your computer to see
if it’s locked. Understand there is the possibility that some people will
deliberately or accidentally attempt to steal, damage or misuse the data in your
computer system(s). Therefore do what you can to keep that from happening. The Threat agents include Teenage
pranksters. Hackers; Junkies; Disgruntled people; Terrorists (disruption of
services), Criminals (selling information) even Foreign intelligence agents
INTERNET SAFETY:
Almost on daily basis we hear or read about unsuspecting
individuals who have become victims of undesirables who prey on unsuspecting
people using the internet. Many Children have been abducted and others have
placed themselves in compromising positions with total strangers. People you
meet in cyber space might not be who they seem to be. Following are safety
suggestions when using the internet:
} Only
use your primary e-mail account for messages to and from people you know and
trust.
} Do
not use your real name when creating an e-mail username or chat nickname;
create something gender neutral
} Never
give out your address or phone number.
} Do
not respond to any message that makes you feel uncomfortable.
} Do
not fill out your profiles for your e-mail account, chat room or instant
messaging
} Set
your options in chat or Instant Messaging to block all users except those on
your buddy list.
} Never
give out your personal financial information over the phone or internet unless
you initiated the contact.
} Do
not download files sent to you by strangers or click on hyperlink from people
you do not know.
} Don’t copy that
floppy (or MP3 file)! ,
} Don’t download from unauthorized sites! Web Shots, Web
Radio and Business Software Alliance
} Log off when not using your computer.
} Lock your workstation
} Use Automatic Screen Savers.
} Do not leave sensitive information on the copier or
remote printers.
} Confirm fax numbers before sending.
} Do not open
that e-mail attachment if it's
suspicious, don't open it!
} What is suspicious?
Not work-related; attachments ,not expected; attachments with a suspicious file
extension (*.exe, *.vbs, *.bin, *.com, or *.pif), Web link, Unusual topic
lines; “Your car? Oh! Nice Pic!
Family Update! Very Funny!”
} Get a good password that cannot be guessed. Mix the
characters(figures, letters and symbols)
} Keep your pass word safe (in
your head). Your account is as safe as your password so: Don't let others watch
you log in.
} Change your password and PIN
often.
} Don’t write your password on a
post-it note
} Don’t attach it to your video
monitor or under the keyboard.
} Your Pass word should never be
a word in the dictionary as all words in the dictionary can be tried in a few
minutes
} Don’t use a password that has any obvious significance
to you; like anniversaries.
} Be careful about typing your
password into a strange computer.
} Do not use the automatic logon
feature in Microsoft.
} Be careful about typing your
password into a strange program, website, or server.
} No web site should ask for your password.
} Do not use the same password for critical services at
work as you do for personal use.
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