Total Pageviews

Wednesday, 14 September 2016

Personal Security-Part 4--ATM and INTERNET SECURITY-

ATM and INTERNET SECURITY
You are using either a credit card or a debit card. That takes you to the ATM if you must spend money. Reports in the press show that Crime is rife around the ATMs.
Every so often people walk into” social engineers” by asking for help from people you do not know. It is reported that some bad people hang around the ATMs to offer “help” to unsuspecting people who do not want to operate the machine even though the machine are user friendly.
 A woman in Lagos lost over a million in a weekend. She was helped by another lady who in the process noted her Pin, and also swapped her card. The crook went to work over the weekend when the victim could not report to her bank. She only kept seeing alert! The criminal withdrew the maximum possible and transferred the rest to some foolish friends account. Foolish because one of the friends was caught but the lead criminal is at large.
Sometimes the fraudsters come by funny SMS that seems to come from your bank. Some send mails that your account will be blocked by CBN. They demand you click a link or supply some information. Please do not respond to them, if you do, they would collect your data and later clean out your account.
 Please be aware that fraudsters have developed new software & devised a new means of defrauding people, as the former trick of sending an SMS telling you that your ATM has been deactivated due to system upgrade or BVN issues, is no longer working well for them. This trick has gone public.

Their new trick now is to send you an email supposedly to have been sent by your bank email service informing you that you have been debited N7,000 as subscription fee for  the  bank's monthly digest magazine and the charge will continue every month.. To unsubscribe and cancel that deduction monthly
from your account you should click here (a link is given there). Once you click the link it will open up a page where you will be asked to supply your bank details including ATM information that is now the info they need to enable them access and clear your account. Please remember: do not reply such e-mail, do not click the link to cancel the magazine subscription, just ignore or delete the mail, your account is safe and nothing was deducted for any magazine.


CRIME PREVENTION (ATM MACHINES)
}  Commit your PIN to memory- never write it down
}  Keep your receipts and verify all transactions on your monthly statements
}  Immediately report lost or stolen card to your bank
}  Always go with someone if you have to use ATM at night. You must avoid its use at night.
}  If someone suspicious is either near or inside the ATM, go to another machine.
The internet is a tidal wave; you can ride this wave to fortune or be churned under it. Are you on the internet yet? If not get hooked. Yes you are because you have an ATM card. An estimated 500 million people are on the Internet. All of them can communicate with your connected computer. Any of them can “rattle” the door to your computer to see if it’s locked.  Understand there is the possibility that some people will deliberately or accidentally attempt to steal, damage or misuse the data in your computer system(s). Therefore do what you can to keep that from happening. The Threat agents include Teenage pranksters. Hackers; Junkies; Disgruntled people; Terrorists (disruption of services), Criminals (selling information) even Foreign intelligence agents
INTERNET SAFETY:
Almost on daily basis we hear or read about unsuspecting individuals who have become victims of undesirables who prey on unsuspecting people using the internet. Many Children have been abducted and others have placed themselves in compromising positions with total strangers. People you meet in cyber space might not be who they seem to be. Following are safety suggestions when using the internet:
}  Only use your primary e-mail account for messages to and from people you know and trust.
}  Do not use your real name when creating an e-mail username or chat nickname; create something gender neutral
}  Never give out your address or phone number.
}  Do not respond to any message that makes you feel uncomfortable.
}  Do not fill out your profiles for your e-mail account, chat room or instant messaging
}  Set your options in chat or Instant Messaging to block all users except those on your buddy list.
}  Never give out your personal financial information over the phone or internet unless you initiated the contact.
}  Do not download files sent to you by strangers or click on hyperlink from people you do not know.
}   Don’t copy that floppy (or MP3 file)! ,
}  Don’t download from unauthorized sites! Web Shots, Web Radio and Business Software Alliance
}  Log off when not using your computer.
}  Lock your workstation 
}  Use Automatic Screen Savers.
}  Do not leave sensitive information on the copier or remote printers.
}  Confirm fax numbers before sending.
}  Do not open that e-mail attachment if it's suspicious, don't open it!
}  What is suspicious? Not work-related; attachments ,not expected; attachments with a suspicious file extension (*.exe, *.vbs, *.bin, *.com, or *.pif), Web link, Unusual topic lines; “Your car?  Oh!  Nice Pic!  Family Update!  Very Funny!”
PASS WORD
}  Get a good password that cannot be guessed. Mix the characters(figures, letters and symbols)
}  Keep your pass word safe (in your head). Your account is as safe as your password so: Don't let others watch you log in.
}  Change your password and PIN often.
}  Don’t write your password on a post-it note
}  Don’t attach it to your video monitor or under the keyboard.
}  Your Pass word should never be a word in the dictionary as all words in the dictionary can be tried in a few minutes
}   Don’t use a password that has any obvious significance to you; like anniversaries.
}  Be careful about typing your password into a strange computer.
}  Do not use the automatic logon feature in Microsoft.
}  Be careful about typing your password into a strange program, website, or server.
}  No web site should ask for your password.
}  Do not use the same password for critical services at work as you do for personal use.


No comments:

Post a Comment